LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$12.90
$12.90
$12.90
$12.90
$12.90
$12.90
$12.90
$12.90
$12.90
$12.90
$12.90
$12.90
$12.90
$13.20
$13.50
$13.80
$14.40
$15.00
$15.60
$15.90
$16.50
$17.40
$18.00
$18.90
$19.80
$20.70
$21.60
$22.80
$24.00
$24.90
$26.70
$28.80
$30.90
$33.30
$35.70
$37.80
$39.90
$42.60
$45.30
$48.00
$51.60
$55.50
$60.30
$65.70
$72.00
$77.70
$83.70
$93.30
$100.20
$111.30
$120.90
$130.80
$142.50
$156.00
$172.80
$190.80
$210.60
$239.40
$267.00
$300.00
$331.20
$365.70
$401.70
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$26.40
$27.00
$27.60
$28.80
$30.00
$31.20
$31.80
$33.00
$34.80
$36.00
$37.80
$39.60
$41.40
$43.20
$45.60
$48.00
$49.80
$53.40
$57.60
$61.80
$66.60
$71.40
$75.60
$79.80
$85.20
$90.60
$96.00
$103.20
$111.00
$120.60
$131.40
$144.00
$155.40
$167.40
$186.60
$200.40
$222.60
$241.80
$261.60
$285.00
$312.00
$345.60
$381.60
$421.20
$478.80
$534.00
$600.00
$662.40
$731.40
$803.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$34.80
$36.00
$37.20
$39.00
$40.20
$42.00
$43.80
$45.60
$48.00
$49.80
$52.20
$54.60
$57.00
$60.00
$63.00
$66.60
$69.60
$74.40
$79.80
$85.80
$91.80
$98.40
$103.20
$108.60
$115.20
$121.80
$128.40
$137.40
$147.60
$159.00
$173.40
$188.40
$203.40
$218.40
$243.00
$259.80
$288.00
$312.00
$336.60
$365.40
$400.20
$442.20
$487.80
$538.20
$612.00
$682.20
$765.00
$842.40
$928.80
$1,017.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov