LTC Premium
Compared To
WA State Employee LTC Payroll Tax

Monthly LTC Plan Premium
Monthly State Payroll Tax
Benefit Features
A
B
C
D
E
LTC Lifetime Maximum Benefit
$108,000
$216,000
$432,000
$
$
$36,500*
Benefit Duration
3 years
3 years
6 years
$
$
Monthly Benefit Amount
$3,000
$6,000
$6,000
$
$
5% Compound Inflation
Not Included
Not Included
Not Included
Not Included
Not Included
Monthly Premium
$ 0.00
$ 0.00
$ 0.00
$ 0.00
$ 0.00
Spouse Monthly Premium
$ 0.00
$ 0.00
$ 0.00
$ 0.00
$ 0.00
Benefit Features
A
LTC Lifetime Maximum Benefit
$108,000
Benefit Duration
3 years
Monthly Benefit Amount
$3,000
5% Compound Inflation
Not Included
Monthly Premium
$ 0.00 $12.90 $12.90 $12.90 $12.90 $12.90 $12.90 $12.90 $12.90 $12.90 $12.90 $12.90 $12.90 $12.90 $13.20 $13.50 $13.80 $14.40 $15.00 $15.60 $15.90 $16.50 $17.40 $18.00 $18.90 $19.80 $20.70 $21.60 $22.80 $24.00 $24.90 $26.70 $28.80 $30.90 $33.30 $35.70 $37.80 $39.90 $42.60 $45.30 $48.00 $51.60 $55.50 $60.30 $65.70 $72.00 $77.70 $83.70 $93.30 $100.20 $111.30 $120.90 $130.80 $142.50 $156.00 $172.80 $190.80 $210.60 $239.40 $267.00 $300.00 $331.20 $365.70 $401.70
Spouse Monthly Premium
$ 0.00
Total Monthly Premium Without Marital Discount
$ 0.00
Total Monthly Premium With Marital Discount
$ 0.00
Benefit Features
B
LTC Lifetime Maximum Benefit
$216,000
Benefit Duration
3 years
Monthly Benefit Amount
$6,000
5% Compound Inflation
Not Included
Monthly Premium
$ 0.00 $25.80 $25.80 $25.80 $25.80 $25.80 $25.80 $25.80 $25.80 $25.80 $25.80 $25.80 $25.80 $25.80 $26.40 $27.00 $27.60 $28.80 $30.00 $31.20 $31.80 $33.00 $34.80 $36.00 $37.80 $39.60 $41.40 $43.20 $45.60 $48.00 $49.80 $53.40 $57.60 $61.80 $66.60 $71.40 $75.60 $79.80 $85.20 $90.60 $96.00 $103.20 $111.00 $120.60 $131.40 $144.00 $155.40 $167.40 $186.60 $200.40 $222.60 $241.80 $261.60 $285.00 $312.00 $345.60 $381.60 $421.20 $478.80 $534.00 $600.00 $662.40 $731.40 $803.40
Spouse Monthly Premium
$ 0.00
Total Monthly Premium Without Marital Discount
$ 0.00
Total Monthly Premium With Marital Discount
$ 0.00
Benefit Features
C
LTC Lifetime Maximum Benefit
$432,000
Benefit Duration
6 years
Monthly Benefit Amount
$6,000
5% Compound Inflation
Not Included
Monthly Premium
$ 0.00 $33.60 $33.60 $33.60 $33.60 $33.60 $33.60 $33.60 $33.60 $33.60 $33.60 $33.60 $33.60 $33.60 $34.80 $36.00 $37.20 $39.00 $40.20 $42.00 $43.80 $45.60 $48.00 $49.80 $52.20 $54.60 $57.00 $60.00 $63.00 $66.60 $69.60 $74.40 $79.80 $85.80 $91.80 $98.40 $103.20 $108.60 $115.20 $121.80 $128.40 $137.40 $147.60 $159.00 $173.40 $188.40 $203.40 $218.40 $243.00 $259.80 $288.00 $312.00 $336.60 $365.40 $400.20 $442.20 $487.80 $538.20 $612.00 $682.20 $765.00 $842.40 $928.80 $1,017.60
Spouse Monthly Premium
$ 0.00
Total Monthly Premium Without Marital Discount
$ 0.00
Total Monthly Premium With Marital Discount
$ 0.00

In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.

*Adjusted up to inflation see wacaresfund.wa.gov